We have seen an explosion of apps that allow you monitor all your accounts in one place. And the apps that existed prior to this explosion are developing fast to stay ahead of new players.
A reason for the increased number of aggregator apps is the launch of the Open Banking protocol back in January 2018.
Best aggregator app
Emma (VIP ticket to skip the queue)
With an impressive list of banks and building societies Emma shines above the rest with its friendly and beautiful interface. It’s developers work overtime to integrate any institution that will give them an api to work with! Emma is gearing up for a big relaunch this month but it is already ahead of its competition with its rapidly evolving app.
In addition Emma also sends timely and relevant notifications which I found other apps either lack or haven’t got the timings right. Emma will notify you when you’re close to being overdrawn and it can provide you with daily balance updates, although luckily, that one is optional.
Honourable mention
Yolt
Yolt is Emma, without the fun. Yolt also boasts an impressive list of banks and credit cards but are more constrained to your traditional financial institutions, and increasingly people are choosing to save, invest and speculate away from traditional institutions.
Yolt has begun to integrate with other 3rd party apps within the app to provide currency transfers and home insurance and as a spin off of ING bank, there should be impressive updates to come.
One to watch
Bud
Quietly biding its time whilst Open Banking develops, Bud is poised to spring into action with a huge array of FinTech apps and services. Currently there are not many worthwhile connections but HSBC/First Direct are currently using Bud’s infrastructure to prepare their own aggregator apps so it’s likely to be amongst the first apps to use Open Banking with the big high street banks.
A reason for the increased number of aggregator apps is the launch of the Open Banking protocol back in January 2018.
Best aggregator app
Emma (VIP ticket to skip the queue)
With an impressive list of banks and building societies Emma shines above the rest with its friendly and beautiful interface. It’s developers work overtime to integrate any institution that will give them an api to work with! Emma is gearing up for a big relaunch this month but it is already ahead of its competition with its rapidly evolving app.
In addition Emma also sends timely and relevant notifications which I found other apps either lack or haven’t got the timings right. Emma will notify you when you’re close to being overdrawn and it can provide you with daily balance updates, although luckily, that one is optional.
Honourable mention
Yolt
Yolt is Emma, without the fun. Yolt also boasts an impressive list of banks and credit cards but are more constrained to your traditional financial institutions, and increasingly people are choosing to save, invest and speculate away from traditional institutions.
Yolt has begun to integrate with other 3rd party apps within the app to provide currency transfers and home insurance and as a spin off of ING bank, there should be impressive updates to come.
One to watch
Bud
Quietly biding its time whilst Open Banking develops, Bud is poised to spring into action with a huge array of FinTech apps and services. Currently there are not many worthwhile connections but HSBC/First Direct are currently using Bud’s infrastructure to prepare their own aggregator apps so it’s likely to be amongst the first apps to use Open Banking with the big high street banks.
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